WHY
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT
The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, transaction history, account balances, account transactions, payment history, checking account information.
When you are no longer our customer, we continue to share your information as described in this notice.
HOW
All financial companies need to share customers’ personal information to run their everyday business. Below, we list the reasons financial companies can share their customers’ personal information; the reasons Unison chooses to share; and whether you can limit this sharing.
SHARING TABLE
For our everyday business purposes (process transactions, maintain accounts, respond to court orders/legal investigations, report to credit bureaus): Does Unison share? Yes. Can you limit this sharing? No.
For our marketing purposes: No, we don’t share. For joint marketing with other financial companies: No, we don’t share. For our affiliates’ everyday business purposes (transactions and experiences): No, we don’t share. For our affiliates’ everyday business purposes (creditworthiness): No, we don’t share. For nonaffiliates to market to you: No, we don’t share.
Questions: call toll-free (800) 708-8348.
WHO WE ARE — WHO IS PROVIDING THIS NOTICE
Unison means Unison Bank.
HOW DOES UNISON PROTECT MY PERSONAL INFORMATION
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
HOW DOES UNISON COLLECT MY PERSONAL INFORMATION
We collect your personal information, for example, when you open an account; apply for a loan; make deposits or withdrawals from your account; give us your contact information; show your driver’s license. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
WHY CAN’T I LIMIT ALL SHARING
Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes (creditworthiness); affiliates from using your information to market to you; sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates: companies related by common ownership or control, financial or nonfinancial. Unison Bank does not share with affiliates. Nonaffiliates: companies not related by common ownership or control. Unison does not share with nonaffiliates so they can market to you. Joint Marketing: a formal agreement between nonaffiliated financial companies to market financial products or services together. Unison doesn’t jointly market.
OTHER IMPORTANT INFORMATION
For North Dakota Customers: We will not disclose nonpublic personal information about you to nonaffiliated third parties (other than as permitted by law), unless you authorize us to make those disclosures. Your authorization must be in writing or, if you agree, in electronic form.
