Acceptance of Terms
DRAFT — PENDING LEGAL REVIEW: By accessing or using the Unison Bank website (the “Site”), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site. Unison Bank may update these Terms of Use from time to time; continued use of the Site after changes are posted constitutes acceptance of the revised terms.
Use of the Site
DRAFT — PENDING LEGAL REVIEW: This Site is intended to provide general information about Unison Bank’s products and services. It is not intended to provide financial, legal, or tax advice. You agree to use the Site only for lawful purposes and agree not to attempt unauthorized access to any account, system, or network connected to the Site.
Note: This section deliberately does not attempt to duplicate Unison’s actual Online Banking Agreement or Acceptable Use Policy, since those are separate, more detailed agreements a customer accepts when enrolling. Confirm with legal whether this general Terms of Use should reference or link to those agreements rather than restate any of their terms.
Intellectual Property
DRAFT — PENDING LEGAL REVIEW: All content on this Site, including text, graphics, logos, and images, is the property of Unison Bank or its licensors and is protected by applicable intellectual property laws. You may view and print content from this Site for personal, non-commercial use only. Any other use, including reproduction, modification, or distribution, requires prior written permission from Unison Bank.
Third-Party Links
DRAFT — PENDING LEGAL REVIEW: This Site may contain links to third-party websites, including MoneyPass, uinsurance.com, and online banking platforms operated by third-party vendors on Unison Bank’s behalf. Unison Bank does not control and is not responsible for the content, privacy practices, or availability of any third-party website. Links are provided for convenience only and do not constitute an endorsement.
Disclaimers
DRAFT — PENDING LEGAL REVIEW: This Site and its content are provided “as is” without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose. Unison Bank does not warrant that the Site will be uninterrupted or error-free.
Limitation of Liability
DRAFT — PENDING LEGAL REVIEW: To the fullest extent permitted by law, Unison Bank shall not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this Site.
Note: This is the section most likely to need specific, careful legal drafting rather than generic boilerplate, since the appropriate scope of a liability limitation depends on legal judgment about Unison’s actual risk exposure. Treat this draft language as a placeholder only.
Governing Law
DRAFT — PENDING LEGAL REVIEW: These Terms of Use are governed by the laws of the State of North Dakota, without regard to its conflict of law principles.
Note: Confirm this choice of governing law with legal counsel. Unison Bank operates in both North Dakota and Arizona; North Dakota law is a draft assumption based on headquarters location, not a confirmed legal decision.
Contact
DRAFT — PENDING LEGAL REVIEW: Questions about these Terms of Use can be directed to Unison Bank at (800) 708-8348 or service@unisonbank.com.
