Home Purchase

Home Purchase

Buying a home for the first time or the fifth time, we guarantee personal service, prompt processing, and quality results. As a community bank that is also a mortgage specialist, we can shop a variety of products to find the one that actually fits your financial goals.

Conventional (Jumbo & Portfolio)

A flexible mortgage loan with a set term and rate. Not guaranteed or insured by a government agency.

First Time Home Loan

A loan built specifically for first-time buyers navigating the process for the first time.

FHA

FHA
A mortgage insured by the Federal Housing Administration, often a good fit for buyers with a smaller down payment.

VA Loan

For service members and veterans.

USDA

A low or zero down payment mortgage for eligible rural and suburban home buyers.

Lot Loans

For buying a vacant lot ahead of building.

Get Pre Approved First

Before you go shopping for a new home, talk to one of our mortgage loan originators about the benefits of a preapproval. Knowing what you qualify for gives you real negotiating power, a clearer picture of your estimated monthly payment, and confidence when you make an offer.